Fixed Deposit vs Debt Funds

Fixed Deposit
Data as on - 15-10-2026
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100,000 106,398 6,398 6.4
HDFC Dynamic Term Fund - Regular Plan - Growth Option 100,000 101,964 1,964 1.96
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,398 Not Applicable Not Applicable 1,919 4,479
HDFC Dynamic Term Fund - Regular Plan - Growth Option 1,964 Short Term Not Applicable 589 1,375

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Copyright © Wallet Wealth. All Rights Reserved